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WHAT IS THE PURPOSE FOR YOUR APPRAISAL?

MORTGAGE FINANCING
Mortgage financing often requires an expert in real estate appraisal to substantiate the value of the home prior to refinancing. There are numerous reasons why homeowners choose to finance their properties: to capitalize on low interest rates; the opportunity to shorten the payout term; the desire to convert from an adjustable-rate mortgage (ARM) to a fixed-rate. Regardless of the financing reasons, CAG can help!
ESTATE PLANNING
Estate planning is a sensitive topic, one of major concern for anyone in their golden years and difficult to discuss, especially with children. Whether you are planning, anticipating and arranging your estate for the management and preferred disposal of your assets, our appraisal will be beneficial in minimizing gift, estate, generation skipping transfer, and income tax. CAG can help alleviate the stress of estate planning to ensure that your concerns on sensitive issues are fully addressed, in a compassionate and caring manner.
DIVORCE or SEPARATION
When your personal situation changes and divorce or separation results, we know that this is a very difficult time for you. CAG’s team of appraisers are sensitive to your needs and our expert valuations can be relied upon for fair and equitable settlements.
POWER OF SALE
In the event of defaults on mortgage payments to the lending institutions, CAG’s appraisal services will work with financial institutions, law firms and accountants to provide fair valuations for the property in question.
PRE-LISTING APPRAISAL
Appraisers can serve many roles during the selling / buying process. Therefore, CAG’s role includes being a consultant with real estate agents, as well as individual buyers and sellers:

- We assist in recommending a listing price,
- Advise them on pricing strategies while the listing is in force, as well as
- Prepare information packets for the buyer’s appraiser.

This is simply another aspect of our services for estimating accurate property values as your expert appraisers!

FEATURED SERVICES

HOW CAN WE ASSIST YOU?

We are committed to maintaining a superior level of service for current and future clients, during all property valuations, conducted for the purposes of:

  • Appraisal technical review
  • Certified real estate appraisals: to substantiate buying or selling decisions
  • Divorce settlements + separation agreements
  • Estate planning, estate settlement + probate
  • Expert witness, including court appearance where required
  • Litigation support and advisory services
  • Mediation for real estate disputes
  • Mortgage lending – primary and secondary| prime and sub prime
  • New construction
  • Power of Sale and Mortgage recovery
  • Prenuptial agreements
  • Prospective appraisals
  • Relocation for corporate employees
  • Renovation
  • Rental analysis reports
  • Retrospective appraisals
  • Tax assessment purposes

Appraisers can choose to pursue their profession in a diverse range of organizations involved in the real estate sector. Many practice on their own or as part of an appraisal consulting firm. Others choose to work for lenders and insurers or pursue careers in the development and retail sectors. While some practice as members of the public service at the national, provincial and local levels. Regardless of where they choose to practice, AAICs and CRAs play a central role in a dynamic sector. AIC Designated Members can be confident that they will earn a good income despite the economic situation.